The recent riots have left many small businesses facing damage and disruption. In response, the Federation of Small Businesses (FSB) Insurance Service has provided guidance to assist those affected.

The guide offers practical steps for businesses dealing with or anticipating issues. It also advises businesses to review their insurance coverage. Since all policies differ, it may be necessary to consult your broker to confirm what you are covered for.

The Riot Compensation Act 2016 outlines the government compensation available, but not all instances of damage or loss during civil disturbances are covered. For government guidance on this, see here.

To review the FSB’s guidance, visit: Insurance Guidance for Small Businesses Affected by the Riots