HM Revenue and Customs (HMRC) have announced that 37,000 individuals have filled gaps in their National Insurance (NI) record since last April, thereby increasing the amount of State Pension they will receive upon reaching retirement age.

The State Pension you will receive depends on the number of completed years in your NI record. Currently, you can review your record going back to 2006, and if there are any gaps, you can contribute to fill them and ensure you maximise your State Pension entitlement.

However, time is running out to do this. From 6 April 2025, you will only be able to make voluntary NI contributions for the previous 6 tax years. This means there are now less than two months left to fill any gaps that go back to 2006.

HMRC offers an online service that allows you to check your NI record, calculate how any payment would affect your State Pension, and make contributions to cover the years you’d like to top up.

If you’d like assistance in determining whether you have any missing years and how much you could benefit from a top-up, please get in touch with us—we’d be happy to assist you!

See more here: https://www.gov.uk/government/news/35-million-added-to-state-pension-pots