As a pensioner, you might be concerned to learn that Winter Fuel Payments are now restricted to those receiving benefits and Pension Credit. Previously, this payment was available to all pensioners, but recent changes have made it means-tested and tied to Pension Credit eligibility.

You might be eligible for Pension Credit but not currently claiming it. Here’s what you need to know to ensure you don’t miss out:

Check Your Eligibility for Pension Credit

Pension Credit is a crucial financial support for many pensioners, particularly those with low incomes. While around 1.4 million pensioners already claim it, an estimated 880,000 eligible households have yet to apply.

If your weekly income is below £218.15 for a single person or £332.95 for a couple, you may qualify for Pension Credit, which averages £3,900 annually. Claiming Pension Credit can increase your income and unlock further financial assistance, including reduced housing costs, council tax reductions, and the Winter Fuel Payment.

The Importance of Applying Before the Deadline

To qualify for this year’s Winter Fuel Payment, you need to be eligible for Pension Credit during the qualifying week from 16 to 22 September 2024. Apply for Pension Credit by 21 December 2024 to ensure your claim is backdated to cover the qualifying week and secure your Winter Fuel Payment.

The government encourages pensioners to check their eligibility and apply promptly. In September, the Department for Work and Pensions (DWP) will run a Pension Credit Week of Action, collaborating with local authorities and charities to raise awareness and dispel myths that may prevent applications.

Don’t Let Common Myths Stop You

Many pensioners mistakenly believe that savings, a private pension, or home ownership disqualify them from Pension Credit. This is not necessarily true. Use the DWP’s online Pension Credit calculator to see how much you might receive based on your specific circumstances.

How to Apply for Pension Credit

You can apply for Pension Credit in several ways:

  • Online: Visit the Pension Credit page on GOV.UK and complete the online application form.
  • By Phone: Call the Pension Credit claim line at 0800 99 1234 (Monday to Friday, 8 am to 6 pm).
  • By Post: Download and fill out a paper application form from the GOV.UK website.

When applying, you’ll have the option to backdate your claim to cover the three months before your application date, ensuring you meet the qualifying period for the Winter Fuel Payment.

Act Now to Secure Your Benefits

With winter approaching, it’s vital to check your eligibility and apply for Pension Credit as soon as possible. This ensures you receive the Winter Fuel Payment and other financial support you’re entitled to. If you or someone you know could benefit from Pension Credit, don’t delay—take action today.

If you need assistance with checking your eligibility or making a claim, please contact us. We’re here to help!

For more information, visit: Pension Credit Awareness Drive